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Deposits
Green Deposits Overview
Safeguarding our environment from climate change is the need of the hour. To play our part in combating climate change, HDFC has introduced, Green & Sustainable Deposits, a product that supports United Nations’ Sustainable Development Goals (SDGs). Green and Sustainable Deposits will help enhance HDFC’s participation in projects directly supporting United Nations’ SDGs and empower our depositors to opt for financial products that have a positive impact on the environment, and the society at large.
Interest Rates for Individuals
- Resident Indian
- Non-Resident Indian
Effective September 30, 2022
SPECIAL DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
| PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
|---|---|---|---|---|---|
| 33 Months | 6.70% | 6.75% | 6.80% | 6.90% | 6.90% |
| 66 Months | 6.75% | 6.80% | 6.85% | 6.95% | 6.95% |
| 77 Months | 6.70% | 6.75% | 6.80% | 6.90% | 6.90% |
| 99 Months | 6.80% | 6.85% | 6.90% | 7.00% | 7.00% |
Effective September 30, 2022
PREMIUM DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
| PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
|---|---|---|---|---|---|
| 18 Months | 6.30% | 6.35% | 6.40% | 6.50% | 6.50% |
| 22 Months | 6.40% | 6.45% | 6.50% | 6.60% | 6.60% |
| 30 Months | 6.50% | 6.55% | 6.60% | 6.70% | 6.70% |
| 44 Months | 6.70% | 6.75% | 6.80% | 6.90% | 6.90% |
Effective September 30, 2022
PREMIUM DEPOSITS (Fixed Rates Only) Deposits exceeding ₹2 Crore upto ₹5 Crore
| PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
|---|---|---|---|---|---|
| 18 Months | 6.50% | 6.55% | 6.60% | 6.70% | 6.70% |
| 30 Months | 6.65% | 6.70% | 6.75% | 6.85% | 6.85% |
Effective September 30, 2022
REGULAR DEPOSITS (Fixed Rates Only) Deposits upto ₹2 Crore
| PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
|---|---|---|---|---|---|
| 24-35 Months | 6.35% | 6.40% | 6.45% | 6.55% | 6.55% |
| 36-59 Months | 6.55% | 6.60% | 6.65% | 6.75% | 6.75% |
| 60-83 Months | 6.60% | 6.65% | 6.70% | 6.80% | 6.80% |
| 84-120 Months | 6.75% | 6.80% | 6.85% | 6.95% | 6.95% |
Effective September 30, 2022
REGULAR DEPOSITS (Fixed Rates Only) Deposits exceeding ₹2 Crore upto ₹10 Crore
| PERIOD OF DEPOSIT | Monthly | Quarterly | Half-Yearly | Annual | Cum.Int. |
|---|---|---|---|---|---|
| 24-35 Months | 6.55% | 6.60% | 6.65% | 6.75% | 6.75% |
| 36-120 Months | 6.70% | 6.75% | 6.80% | 6.90% | 6.90% |
Effective September 30, 2022
REGULAR D
